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Title 24-A, Chapter 41: PROPERTY INSURANCE CONTRACTS

Subchapter 1: STANDARD FIRE POLICY

24-A §3001. Contracts subject to general provisions 
24-A §3002. Standard fire policy required; exceptions 
24-A §3003. Combination coverages 
24-A §3004. Lines numbered consecutively 
24-A §3004-A. Actual cash value 
24-A §3005. Cancellation of standard fire policy for nonpayment of premium 
24-A §3006. Willful violations 
24-A §3007. Cancellation and nonrenewal 

Subchapter 2: DEPOSIT NOTES

24-A §3020. Policy and deposit note one contract; insolvency; liability of insured; note surrendered 
24-A §3021. Lien on insured real estate 
24-A §3022. Lien continues on deceased's property; policy descends to estate 

Subchapter 3: LIEN OF MORTGAGEES ON POLICIES

24-A §3030. Lien established; application of payments 
24-A §3031. Enforcement of lien 
24-A §3032. Application of amount recovered 
24-A §3033. Priority of mortgagees 
24-A §3034. Mortgagee's policy void, unless consented to 

Subchapter 4: GENERAL PROVISIONS

24-A §3040. Insurance on furniture, owned jointly by husband and wife 
24-A §3041. Time limit for adjusting, paying fire loss; penalty 
24-A §3042. Loss information to be supplied 
24-A §3043. Coverage for rental equipment permitted 

Subchapter 5: MAINE PROPERTY INSURANCE CANCELLATION CONTROL ACT

24-A §3048. Scope of subchapter 
24-A §3048-A. Hearings 
24-A §3049. Notice of cancellation; reasons 
24-A §3049-A. Transfer on death deed; provision and cancellation of property insurance 
24-A §3050. Delivery of notice 
24-A §3051. Notice of intent 
24-A §3052. Duplicate coverage 
24-A §3053. Renewal not a waiver or estoppel 
24-A §3054. Hearing before Superintendent of Insurance 
24-A §3055. Superintendent's authority to suspend 
24-A §3055-A. Discontinuance of a line of business 
24-A §3056. Nonliability for certain statements 
24-A §3057. Actions related to age of dwelling prohibited 
24-A §3058. Refusal based on previous owner's losses 
24-A §3059. Insurer valuation of property; increase in premium; notice 
24-A §3060. Insurance coverage for family child care providers 
24-A §3061. Uniform policy standards concerning hurricane deductible programs 
The Revisor's Office cannot provide legal advice or interpretation of Maine law to the public.
If you need legal advice, please consult a qualified attorney.
Office of the Revisor of Statutes · 7 State House Station · State House Room 108 · Augusta, Maine 04333-0007
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