4.__Access during freeze.__If the consumer wishes to allow access to the consumer report by a specific party or for a period of time while a freeze is in place, the consumer may contact the consumer reporting agency, request that the freeze be temporarily suspended and provide the following:

A.__Proper identification;

B.__The personal identification number or password provided by the consumer reporting agency pursuant to subsection 3; and

C.__The proper information regarding the specific party granted access or the time period for which the report is to be available to users.

5.__Electronic access.__A consumer reporting agency may develop procedures involving the use of telephone, facsimile transmission, the Internet or other electronic media to receive and process a request from a consumer to temporarily suspend a freeze on a consumer report pursuant to subsection 4 in an expedited manner.__A consumer reporting agency may not charge a fee to a consumer for use of these procedures in excess of those fees otherwise permitted under this section.

6.__Time to suspend freeze.__A consumer reporting agency that receives a request from a consumer to temporarily suspend a freeze on a consumer report pursuant to subsection 4 shall comply with the request no later than 3 business days after receiving the request.

7.__Suspension or removal of freeze.__A consumer reporting agency shall remove or temporarily suspend a freeze placed on a__ consumer report only:

A.__Upon consumer request, pursuant to subsection 4 or 10; or

B.__If the consumer report was frozen due to a material misrepresentation of fact by the consumer.__If a consumer reporting agency intends to remove a freeze upon a consumer report pursuant to this paragraph, the consumer reporting agency shall notify the consumer in writing prior to removing the freeze on the consumer report.

8.__Effect of freeze.__If a 3rd party requests access to a consumer report on which a security freeze is in effect and this