LD 1834
pg. 1
LD 1834 Title Page An Act To Accommodate Victims of Identity Theft LD 1834 Title Page
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LR 2971
Item 1

 
Be it enacted by the People of the State of Maine as follows:

 
Sec. 1. 10 MRSA §1313-D, as enacted by PL 2005, c. 243, §3 and
affected by §4, is amended to read:

 
§1313-D. Duties of consumer reporting agency if

 
security freeze is in place

 
If a security freeze is in place, a consumer reporting agency
may not change any of the following official information in a
consumer report without sending written confirmation of the
change to the consumer within 30 days of the change being posted
to the consumer's file: name, date of birth, social security
number and address. Written confirmation is not required for
technical modifications of a consumer's official information,
including name and street abbreviations, complete spellings and
transposition of numbers or letters. In the case of an address
change, the written confirmation must be sent to the new address
and the former address.

 
If a security freeze is in place, a consumer reporting agency
shall expunge any information in the file of a consumer that
resulted from identity theft.

 
SUMMARY

 
This bill requires that if a security freeze is in place, a
consumer reporting agency shall expunge any information in the
file of a consumer that resulted from identity theft.


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