LD 54
pg. 1
LD 54 Title Page An Act To Reduce Workers' Compensation Costs for Small Business Employers Page 2 of 2
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LR 270
Item 1

 
Be it enacted by the People of the State of Maine as follows:

 
Sec. 1. 39-A MRSA §401, sub-§1, ¶¶B and C, as amended by PL 2001, c.
235, §2, are further amended to read:

 
B. Employers of employees engaged in agriculture or
aquaculture as seasonal or casual laborers, if the employer
maintains coverage by an employer's liability insurance
policy with total limits of not less than $25,000 and
medical payment coverage of not less than $5,000.

 
(1) As used in this subsection, "casual" means
occasional or incidental. "Seasonal" refers to
laborers engaged in agricultural or aquacultural
employment beginning at or after the commencement of
the planting or seeding season and ending at or before
the completion of the harvest season; and

 
C. Employers of agricultural or aquacultural laborers, if:

 
(3) The employer has 6 or fewer agricultural or
aquacultural laborers or the employer has more than 6
such laborers but the total number of hours worked by
all such laborers in a week does not exceed 240 and has
not exceeded 240 at any time during the 52 weeks
immediately preceding the injury; and

 
(4) The employer maintains an employer's liability
insurance policy with total limits of not less than
$100,000 multiplied by the number of full-time
equivalent agricultural or aquacultural laborers
employed by that employer and medical payment coverage
of not less than $5,000.

 
For purposes of this paragraph, seasonal and casual workers,
immediate family members of unincorporated employers and
immediate family members of bona fide owners of at least 20%
of the voting stock of an incorporated employer are not
considered agricultural or aquacultural laborers.
"Immediate family members" means parents, spouses, brothers,
sisters and children.; and

 
Sec. 2. 39-A MRSA §401, sub-§1, ¶D is enacted to read:

 
D. Employers of 6 or fewer employees if:

 
(1)__The employer maintains an employer's liability insurance
policy with total limits of not less than $100,000 multiplied by
the number of full-time


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