4. Discovery of grossly negligent acts or omissions by the insured substantially increasing any of the hazards insured against or failure to disclose material facts that would, if coverage is effectuated without knowledge by the insurer, substantially alter the terms of the policy to be issued or renewed;

5. Physical changes in the insured property which result in the property becoming uninsurable. not timely disclosed to the insurer for hazard coverages under the policy to be issued or renewed;

Sec. 6. 24-A MRSA §3049, sub-§§6 to 12 are enacted to read:

6.__Discovery that the insured property is unoccupied and that custodial care is not maintained on the property;

7.__The presence of a trampoline on the premises if the insured is notified that the policy will be cancelled if the trampoline is not removed and the trampoline, after notice, remains on the property 30 or more days after the date of notice;

8.__The presence of a swimming pool upon the insured property that is not fenced in, in accordance with the standards established in Title 22, section 1631, if the pool fence remains in noncompliance with those standards for 30 days after notice by the insurer of the defective condition and intent to cancel the policy;

9.__A claims history that entails 4 losses within 5 years, except that those losses may not include those sustained in a catastrophic loss event as defined by an advisory insurance organization acceptable to the superintendent;

10.__A loss occasioned by a dog bite, unless, after notice of cancellation or nonrenewal is received, the insured removes the dog;

11.__Failure to correct, within 90 days, conditions that pose imminent fire hazards; or

12.__Determination by the superintendent that the continuation of a class or block of business to which the policy belongs will jeopardize a company's solvency or will place the insurer in violation of the insurance laws of this State or any other state.