LD 667
pg. 3
Page 2 of 6 An Act To Amend the Maine Insurance Code Page 4 of 6
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LR 1732
Item 1

 
K.__A claims history that entails 4 losses within 5 years,
except that those losses may not include those sustained in
a catastrophic loss event as defined by an advisory
insurance organization acceptable to the superintendent;

 
L.__A loss occasioned by a dog bite, unless, after notice
of cancellation or nonrenewal is received, the insured
removes the dog; or

 
M.__Failure to correct, within 90 days, conditions that
pose imminent fire hazards.

 
The grounds listed in paragraphs A to E shall must be
contained in all policies issued, issued for delivery or
renewed on or after the effective date of this section. The
grounds listed in paragraphs F to M must be contained in all
policies issued, issued for delivery or renewed on or after
October 1, 2003. Insurers shall have 30 days from the those
effective date of this section dates to notify insureds of
these grounds for cancellation on policies issued or issued
for delivery before the those effective date of this section
dates.

 
Sec. 4. 24-A MRSA §3007, sub-§8, as amended by PL 1991, c. 25, §2,
is further amended to read:

 
8. This notice does not apply to any insurance policy that
has not been previously renewed if the policy has been in
effect less than 60 120 days at the time notice of
cancellation is mailed or otherwise delivered, except as
provided in subsection 1, paragraph A and subsection 5,
paragraphs A and C. This section does not apply to any policy
subject to the Maine Property Insurance Cancellation Control
Act, subchapter V 5. This section does not apply to any
policy issued pursuant to any assigned risk plan. The
superintendent may suspend, in whole or in part, the
applicability of this section to any insurer if, in the
superintendent's discretion, its application will endanger the
ability of the insurer to fulfill its contractual obligation.

 
Sec. 5. 24-A MRSA §3049, sub-§§3 to 5, as enacted by PL 1973, c. 239,
are amended to read:

 
3. Discovery of fraud or material misrepresentation by
either any one of the following:

 
A. The insured or his the insured's representative in
obtaining the insurance;

 
B. The named insured in pursuing a claim under the
policy; or


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