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K.__A claims history that entails 4 losses within 5 years, | except that those losses may not include those sustained in | a catastrophic loss event as defined by an advisory | insurance organization acceptable to the superintendent; |
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| L.__A loss occasioned by a dog bite, unless, after notice | of cancellation or nonrenewal is received, the insured | removes the dog; or |
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| M.__Failure to correct, within 90 days, conditions that | pose imminent fire hazards. |
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| The grounds listed in paragraphs A to E shall must be | contained in all policies issued, issued for delivery or | renewed on or after the effective date of this section. The | grounds listed in paragraphs F to M must be contained in all | policies issued, issued for delivery or renewed on or after | October 1, 2003. Insurers shall have 30 days from the those | effective date of this section dates to notify insureds of | these grounds for cancellation on policies issued or issued | for delivery before the those effective date of this section | dates. |
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| | Sec. 4. 24-A MRSA §3007, sub-§8, as amended by PL 1991, c. 25, §2, | is further amended to read: |
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| | 8. This notice does not apply to any insurance policy that | has not been previously renewed if the policy has been in | effect less than 60 120 days at the time notice of | cancellation is mailed or otherwise delivered, except as | provided in subsection 1, paragraph A and subsection 5, | paragraphs A and C. This section does not apply to any policy | subject to the Maine Property Insurance Cancellation Control | Act, subchapter V 5. This section does not apply to any | policy issued pursuant to any assigned risk plan. The | superintendent may suspend, in whole or in part, the | applicability of this section to any insurer if, in the | superintendent's discretion, its application will endanger the | ability of the insurer to fulfill its contractual obligation. |
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| | Sec. 5. 24-A MRSA §3049, sub-§§3 to 5, as enacted by PL 1973, c. 239, | are amended to read: |
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| | 3. Discovery of fraud or material misrepresentation by | either any one of the following: |
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| A. The insured or his the insured's representative in | obtaining the insurance; |
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| B. The named insured in pursuing a claim under the | policy; or |
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