Title 9-A, Article 9: CONSUMER CREDIT TRANSACTIONS MADE TO ACQUIRE REAL ESTATE OR SECURED BY FIRST-LIEN MORTGAGES

Title 9-A, Article 9: CONSUMER CREDIT TRANSACTIONS MADE TO ACQUIRE REAL ESTATE OR SECURED BY FIRST-LIEN MORTGAGES

Part 1: GENERAL PROVISIONS

9-A §9-101. Scope

Part 2: LICENSING

9-A §9-201. Authority to make or service supervised loans; licensing

Part 3: REGULATION OF AGREEMENTS AND PRACTICES

9-A §9-301. Advertising

9-A §9-302. Terms and conditions of consumer credit transactions; rulemaking

9-A §9-303. Consumer's choice of title attorney in consumer credit transactions secured by real estate

9-A §9-304. Servicing requirements of assigned consumer credit transactions

9-A §9-305. Interest to be paid on funds held in escrow

9-A §9-305-A. Timely payments from escrow and notice of sale or transfer of mortgage on real estate

9-A §9-305-B. Timely responses to requests for payoff figures

9-A §9-306. Notice of assignment

9-A §9-307. Receipts; statements of account; evidence of payment

9-A §9-308. Right to prepay

9-A §9-309. Real estate appraisals; copies

9-A §9-310. Privacy of consumer financial information

9-A §9-311. Choice of accounting, tax or attest services provider

9-A §9-311-A. Real estate settlement procedures

9-A §9-312. False information on application for credit

9-A §9-313. Rate locks

9-A §9-314. Prepayment penalty riders

9-A §9-315. Notice of rights under federal Homeowners Protection Act of 1998

Part 4: REMEDIES AND PENALTIES

9-A §9-401. Misrepresentation

9-A §9-402. Unconscionability; inducement by unconscionable conduct

9-A §9-403. Illegal, fraudulent or unconscionable conduct in attempted collection of debts

9-A §9-404. Stay of enforcement of judgment

9-A §9-405. Effect of violations on rights of parties

9-A §9-406. Refunds and penalties as set-off to obligation

9-A §9-407. Criminal penalties

9-A §9-408. Violation of the Maine Unfair Trade Practices Act

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Office of the Revisor of Statutes · 7 State House Station · State House Room 108 · Augusta, Maine 04333-0007

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