131st MAINE LEGISLATURE
		LD 995		LR 2188(04)
	An Act to Enhance Access to a Second Opinion for Health Care Services or Treatment
	Fiscal Note for Bill as Engrossed with: C "A" (H-433)
	Committee: Health Coverage, Insurance and Financial Services
Fiscal Note
Minor cost increase - All Funds
Fiscal Detail and Notes
	This bill requires that if a second opinion is obtained by an out-of-network provider, a health insurance carrier may not apply a deductible, coinsurance or copayment greater than the deductible, coinsurance or copayment applied if the second opinion was provided in-network and the amount of any coinsurance or copayment must apply to the in-network deductible. Additional costs to the State Employee Health Plan are expected to be minor and can be absorbed within existing budgeted resources.