An Act To Improve the Regulation of Debt Collectors
Be it enacted by the People of the State of Maine as follows:
Sec. 1. 32 MRSA §11002, sub-§2, as amended by PL 1995, c. 397, §101, is further amended to read:
2. Conducting business in this State. "Conducting business in this State" means the collection or attempted collection of a debt due another by a debt collector located in this State; the face-to-face solicitation of creditors in this State as clients and the collection or attempted collection of their debts by a debt collector, wherever located; or the collection or attempted collection of debts incurred between a debt from a consumer in this State and creditor in this State by a debt collector, wherever located.
summary
This bill modernizes the Maine Fair Debt Collection Practices Act by removing the condition that a debt collector's solicitation of business from Maine creditors be "face to face" before a license must be obtained and by requiring that a debt collector, wherever located, obtain a license before collecting debts from a consumer in this State.