An Act To Support Medical Practice Protocols in Patient Care
Sec. 1. 24 MRSA c. 21, sub-c. 9-A is enacted to read:
SUBCHAPTER 9-A
Medical practice protocols
§ 2981. Practice protocols; presumption that the standard of medical care has been met
Sec. 2. 24-A MRSA §2762 is enacted to read:
§ 2762. Coverage may be declined for treatment not consistent with practice protocols
An insurer that issues an individual insurance policy or contract may decline to provide coverage for treatment that is not consistent with practice protocols adopted as rules by the Maine Quality Forum pursuant to Title 24, section 2981 and that is not documented as a reasonable deviation from those practice protocols by a health care practitioner or a health care provider.
Sec. 3. 24-A MRSA §2847-M is enacted to read:
§ 2847-M. Coverage may be declined for treatment not consistent with practice protocols
An insurer that issues a group insurance policy or contract may decline to provide coverage for treatment that is not consistent with practice protocols adopted as rules by the Maine Quality Forum pursuant to Title 24, section 2981 and that is not documented as a reasonable deviation from those practice protocols by a health care practitioner or a health care provider.
Sec. 4. 24-A MRSA §4253 is enacted to read:
§ 4253. Coverage may be declined for treatment not consistent with practice protocols
A carrier or insurer that issues a health maintenance organization individual or group policy, contract or certificate may decline to provide coverage for treatment that is not consistent with practice protocols adopted as rules by the Maine Quality Forum pursuant to Title 24, section 2981 and that is not documented as a reasonable deviation from those practice protocols by a health care practitioner or a health care provider.
summary
This bill authorizes the Maine Quality Forum to develop practice protocols in any medical specialty area and permits compliance with those practice protocols to be asserted in medical malpractice actions as a presumption that the applicable standard of care has been met.
The bill also allows an insurer to decline to provide coverage for treatment that is not consistent with those practice protocols and that is not documented as a reasonable deviation from those practice protocols by a health care practitioner or a health care provider.