Sec. D-1. 24 MRSA §2332-A, sub-§3 is enacted to read:

3.__Credit toward deductible. When an insured is covered under more than one expense-incurred health plan, payments made by the primary plan, payments made by the insured and payments made from a health savings account or similar fund for benefits covered under the secondary plan must be credited toward the deductible of the secondary plan. This subsection does not apply if the secondary plan is designed to supplement the primary plan.

Sec. D-2. 24-A MRSA §2723-A, sub-§3 is enacted to read:

3.__Credit toward deductible.__When an insured is covered under more than one expense-incurred health plan, payments made by the primary plan, payments made by the insured and payments made from a health savings account or similar fund for benefits covered under the secondary plan must be credited toward the deductible of the secondary plan. This subsection does not apply if the secondary plan is designed to supplement the primary plan.

Sec. D-3. 24-A MRSA §2844, sub-§3 is enacted to read:

3.__Credit toward deductible.__When an insured is covered under more than one expense-incurred health plan, payments made by the primary plan, payments made by the insured and payments made from a health savings account or similar fund for benefits covered under the secondary plan must be credited toward the deductible of the secondary plan.__This subsection does not apply if the secondary plan is designed to supplement the primary plan.

Sec. D-4. 24-A MRSA §4222-B, sub-§21 is enacted to read:

21.__Section 2723-A, subsection 3 and section 2844, subsection 3 apply to health maintenance organizations.

PART E

Sec. E-1. 24-A MRSA §2808-B, sub-§2-C, ķA, as enacted by PL 2003, c. 469, Pt. E, §16, is amended to read:

A. A block of small group health plans is considered credible if the anticipated average number of member months members during the period for which the rates will be in effect is at least 1,000 or if it meets credibility standards adopted by the superintendent by rule. The rate filing must state the anticipated average number of member