LD 1190
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Page 2 of 18 An Act To Create the Comprehensive Health Insurance Risk Pool Association Page 4 of 18
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LR 436
Item 1

 
received by employees and their dependents or a
governmental program, including, but not limited to, those
listed in section 2848, subsection 1-B, paragraph A,
subparagraphs (3) to (10). For purposes of this section,
the individual or group policy under which the person is
seeking coverage is the "succeeding policy." The group or
individual contract or policy, uninsured employee benefit
plan or governmental program that previously covered the
person is the "prior contract or policy"; and

 
Sec. 6. 24-A MRSA c. 54 is enacted to read:

 
CHAPTER 54

 
COMPREHENSIVE HEALTH INSURANCE RISK POOL ASSOCIATION

 
§3901.__Short title

 
This chapter may be cited as "the Comprehensive Health
Insurance Risk Pool Association Act."

 
§3902.__Purpose

 
It is the purpose of this chapter to establish a mechanism
to spread among all insurers doing business in this State the
cost of providing health and accident insurance coverage to
those residents of this State who because of health conditions
consume unusually large amounts of health care and to ensure a
competitive insurance market.

 
§3903.__Definitions

 
As used in this chapter, unless the context otherwise
indicates, the following terms have the following meanings.

 
1. Association. "Association" means the Comprehensive Health
Insurance Risk Pool Association established in section 3904.

 
2.__Board. "Board" means the board of directors of the
association.

 
3.__Covered person.__"Covered person" means any individual
resident of this State, not including dependents, who:

 
A. Is eligible to receive benefits from any insurer;

 
B.__Is eligible for benefits under the federal Health
Insurance Portability and Accountability Act of 1996; or


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