Sec. 1. 10 MRSA §1313-B, sub-§1-A is enacted to read:

1-A.__Multiple social security numbers excluded from consumer reports.__A consumer reporting agency may not make a consumer report relating to a consumer that contains more than one social security number for that consumer.

Sec. 2. 10 MRSA §1315, sub-§1, ¶D is enacted to read:

D.__The procedures adopted by the consumer reporting agency pursuant to section 1317 to enable a consumer to correct any inaccurate information contained in that consumer's consumer report.

SUMMARY

This bill prohibits consumer reporting agencies from using more than one social security number for a consumer on a credit report. The bill also requires that consumer reporting agencies clearly disclose to consumers their procedures to enable a consumer to correct inaccurate information contained in a credit report.