Sec. B-1. 24-A MRSA §2155-A is enacted to read:
The guaranteed issue requirements of section 2736-C may not be used by insurers, health maintenance organizations, agents, brokers, consultants or any other persons to provide separate coverage to an employee or dependent with a health condition to improve the claims experience of an employer-sponsored group health benefit plan.
Sec. B-2. 24-A MRSA §2849, sub-§3, ¶¶B and C, as repealed and replaced by PL 1993, c. 349, §53, are amended to read:
B. Decline to enroll the person on the basis of evidence of insurability if the person is otherwise eligible for coverage; or
C. Impose To the extent that benefits would have been payable under a prior contract or policy if the prior contract or policy were still in effect, impose a preexisting condition exclusion period or waiting period on that person, except as provided in this section.; or
Sec. B-3. 24-A MRSA §2849, sub-§3, ¶D is enacted to read:
D. Direct or propose to the employer or the person that the person purchase an individual plan in lieu of providing coverage under the replacement policy. The superintendent shall initiate enforcement proceedings when investigation of the circumstances surrounding procurement of an individual policy at the time of replacement of the group policy produces evidence that such procurement was undertaken in violation of this section and section 2155-A.
Sec. B-4. 24-A MRSA §4227, last ¶, as enacted by PL 1991, c. 709, §8, is amended to read:
An employer may satisfy the requirements of this section by offering a point-of-service option but may not satisfy the requirements of this section by contributing to the cost of an individual health plan.
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