An Act To Increase the Minimum Amount of Insurance Coverage Required for Medical Payments for Vehicle Liability Insurance
Sec. 1. 29-A MRSA §1605, sub-§1, ¶C, as amended by PL 2007, c. 213, §1 and affected by §3, is further amended to read:
(1) For damage to property, $25,000;
(2) For injury to or death of any one person, $50,000;
(3) For one accident resulting in injury to or death of more than one person, $100,000; and
(4) For medical payments pursuant to section 1605-A, $2,000 $5,000.
Sec. 2. 29-A MRSA §1605-A, as amended by PL 2007, c. 213, §2 and affected by §3, is further amended to read:
§ 1605-A. Medical payments
A motor vehicle liability policy issued for a motor vehicle registered or principally garaged in this State must provide coverage in an amount equal to or greater than $2,000 $5,000 per person for medical costs incurred as a result of injuries sustained in an accident involving the insured vehicle by the driver and passengers in that vehicle. The coverage required by this section only applies to medical costs incurred during one year following the date the injuries are sustained. This section does not apply to a policy insuring more than 4 motor vehicles, nor to any policy covering a garage, automobile sales agency, repair shop, service station or public parking place.
Sec. 3. Application. This Act applies to all policies, contracts and certificates executed, delivered, issued for delivery, continued or renewed in this State on or after January 1, 2021. For purposes of this Act, all contracts are deemed to be renewed no later than the next yearly anniversary of the contract date.
summary
This bill increases from $2,000 to $5,000 the amount of minimum medical payment coverage for motor vehicle liability policies issued or renewed on or after January 1, 2021.