HP0013
LD 12
PUBLIC Law, Chapter 20

on - Session - 128th Maine Legislature
 
 
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An Act To Incorporate Protections for Living Donors into Maine Law

Be it enacted by the People of the State of Maine as follows:

Sec. 1. 24-A MRSA §2159-D  is enacted to read:

§ 2159-D Discrimination against live organ donation prohibited in life insurance, disability insurance and long-term care insurance

1 Living organ donor.   For the purposes of this section, "living organ donor" means an individual who is not deceased who donates all or part of an organ from that individual.
2 Discrimination prohibited.   Notwithstanding any other provision of law, an insurer authorized to do business in this State may not:
A Limit coverage or refuse to issue or renew coverage of an individual under any life insurance, disability insurance or long-term care insurance policy due to the status of that individual as a living organ donor;
B Preclude an individual from donating all or part of an organ as a condition of receiving coverage under a life insurance, disability insurance or long-term care insurance policy;
C Consider the status of an individual as a living organ donor in determining the premium rate for coverage of that individual under a life insurance, disability insurance or long-term care insurance policy; or
D Otherwise discriminate in the offering, issuance, cancellation, amount of coverage, price or any other condition of a life insurance, disability insurance or long-term care insurance policy based solely and without any additional actuarial justification upon the status of an individual as a living organ donor.

Effective 90 days following adjournment of the 128th Legislature, First Regular Session, unless otherwise indicated.


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